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Hey ryanri123,

My guess is that even though you love your girlfriend, and this is something you feel like you really want to do, that you also realize that this is a HUGE step to take.  Even when you use condoms or birth control, there is a still a risk of things like pregnancy and STDs.  It is perfectly logical to be aware of that in the back of your mind.  You probably know that not having sex is the only 100% sure way to prevent pregnancy and STDs…so as much as you feel like you want to, there is still some hesitation.

The only person who can tell you why your girlfriend is saying (or writing) the things that she says is your girlfriend.  These are the things that you need to discuss with her.  If you are thinking about having sex with a person, you should be able to talk to that person about anything.

I hope this is helpful!